Region

United States

The United States: the market, agents and brokerages, commission rules and the cases that reshape them.

Investing

How US rental income is taxed: Schedule E, depreciation and losses

A federal guide to tax on a rented home in the United States: what counts as rent, what comes off it, 27.5-year depreciation, the US$25,000 loss allowance and the sale.

20 min read
Tokenisation

USA: reselling a property token under Rule 144 and the one-year rule

A US property token bought in a private or crowdfunding sale cannot simply be sold on. The federal holding periods, the exceptions, the legend and the transfer agent's part.

19 min read
Tokenisation

USA: what a property token holder owns under the SEC's three models

SEC staff sorted tokenised securities into issuer, custodial and synthetic models on 28 January 2026. What each gives a holder, read for a United States real estate interest.

18 min read
Rentals

How Section 8 vouchers work for private landlords in the United States

A guide to the Housing Choice Voucher programme from the owner's side: unit approval, inspections, rent tests, the payment contract, lease terms and ending a tenancy.

19 min read
Selling

USA: how much a seller can pay towards a buyer's costs, by loan type

Fannie Mae caps seller-paid financing costs at 2 to 9 per cent, the VA limits concessions to 4 per cent and USDA sets 6 per cent. What counts, and what happens to the excess.

19 min read
Fraud prevention

Seller impersonation on US vacant land: warning signs and checks

How the FBI and state regulators describe sales of US land by people posing as the owner, the checks they list for agents and closing offices, and what a real owner can do.

19 min read
Selling

Selling a US home without a listing agent: figures and federal rules

What the Realtors' survey says about owner-led sales in the United States, why its price gap needs care, and which federal duties stay with a seller who has no agent.

20 min read
Selling

Selling an inherited home in the USA: basis, gain and tax forms

How US federal tax treats the sale of an inherited home: the basis set at death, the long-term holding rule, the gain or loss, Form 1099-S, Form 8949 and the executor's part.

20 min read
Selling

Short sale or deed in lieu in the USA: servicer rules and the tax

How a US homeowner who owes more than the home is worth sells or hands it back: what the servicer must do under Regulation X, and how the IRS treats the cancelled debt.

19 min read
First home buyers

US state housing agency loans: California, Texas and Florida compared

How state housing finance agencies help first-time buyers in California, Texas and Florida: who qualifies, what form the money takes, and when it must be repaid.

19 min read
Rentals

US tenant screening reports: a landlord's duties under the FCRA

What the federal Fair Credit Reporting Act asks of US landlords who buy tenant screening reports, and of the companies that sell them: purpose, notices, accuracy, time limits and disposal.

20 min read
Conveyancers & escrow

US title insurance: owner's and lender's policies, and who can shop

How title insurance works in the United States: what an owner's and a lender's policy each protect, how Texas and California price them, and what federal rules say about choosing a provider.

19 min read
Tokenisation

USA: when a tokenised property pool is also an investment company

How the Investment Company Act of 1940 applies to a pooled US real estate vehicle that issues tokens: the 40% test, the real estate exclusion, private funds and the adviser question.

18 min read
Finance & lending

US: TransUnion and Equifax let mortgage lenders buy scores later

Two of the three US credit bureaus launched tools on 8 October that let a mortgage lender pull a credit file first and add a score later. Equifax prices a 24-hour repull at US$1.

11 min read
Investing

US Treasury sends first investor home-purchase ban rule for review

The Treasury's first proposed rule on the federal ban on large-investor home purchases reached White House review on 2 October. Law firms put the ban's start at 7 January 2027.

12 min read
Auctions

How the US Treasury and Marshals sell forfeited real estate

Forfeited homes and land in the United States are sold by two federal bodies on different terms. Deposits, online bidding, closing, deeds and default, as their own documents set them.

20 min read
Proptech

USA: how UAD 3.6 and the new URAR replace numbered appraisal forms

Fannie Mae and Freddie Mac are replacing their numbered appraisal forms with one dynamic report. The dates, the duties of each party and how the new report reads.

18 min read
Buyer’s agents

USA: who can pay the buyer's agent on a VA or FHA home loan

A VA circular lets veterans pay buyer-broker charges under set conditions, and it is still temporary. HUD has said how FHA treats a commission the seller pays.

17 min read
Buyer’s agents

Washington state brokerage law: services agreements and dual agency

Washington's brokerage relationships law requires a written services agreement with a buyer. What it must contain, the duties behind it, and how dual agency consent works.

18 min read
Tax & duty

New York City moves pied-à-terre exemption deadline to 13 October

The Department of Finance has given second-home owners one more week to claim an exemption from the new surcharge, its third extension, while three lawsuits run.

10 min read