Region

United States

The United States: the market, agents and brokerages, commission rules and the cases that reshape them.

Digital settlement

Remote online notarisation in Texas and Florida: the rules compared

How Texas and Florida each commission online notaries, check a signer's identity, keep the recording, cap the fee, and treat a deed that was notarised over a video link.

18 min read
Auctions

Texas property tax sales: bidding, deeds and the right to redeem

How a Texas tax sale runs under Tax Code chapters 33 and 34: the first-Tuesday auction, the bidder's tax statement, the officer's deed, redemption premiums and excess proceeds.

20 min read
Agents

Texas sales agent licence: hours, exam, fees and the first renewal

How Texas licenses a real estate sales agent: 180 classroom hours, fingerprints, a two-part exam, a sponsoring broker, the published fees, renewal education and the broker step.

18 min read
Contracts & disclosure

Texas seller's disclosure notice: who gives it, when and what it asks

Section 5.008 of the Texas Property Code makes most home sellers hand over a written notice of the property's condition. Who is covered, what the form asks and what a late notice costs.

22 min read
Conveyancers & escrow

Texas title agents and escrow officers: licences, bonds and audits

How Texas supervises the people who close a home sale: the title agent's licence, bond and yearly trust fund audit, the escrow officer's licence, the fixed premium and where complaints go.

20 min read
Commissions

Texas: who can legally be paid a real estate commission

Texas law lets a broker share a commission only with licence holders. How sales agents are paid, when a rebate is allowed, the US$50 gift line and when a broker can sue.

19 min read
Rentals

What US$100,000 rents: a Memphis house, a San Jose one-bedroom

A Zillow analysis of 7 October sets a US$2,500 rent budget against the 50 largest US metros: four bedrooms in Memphis, 650 square feet in San Jose.

11 min read
Foreign buyers

AFIDA in the United States: how foreign owners report farmland

A foreign person who takes an interest in US agricultural land has 90 days to tell the Department of Agriculture. Who is covered, what counts as farmland, and what a late report costs.

17 min read
Conveyancers & escrow

Who must conduct a US home closing? Attorney states and escrow states

Georgia, South Carolina and North Carolina each require a lawyer in a home closing, but not for the same steps. How their rules compare with Washington's escrow model.

20 min read
Auctioneers

Auctioneer licences in Alabama, South Carolina and Kentucky explained

Three southern states license auctioneers in three different ways. Apprenticeship, classroom hours, fees, bond or recovery fund, renewal and the rules for selling real estate.

17 min read
Auctioneers

Auctioneer licences in Illinois, Tennessee and Virginia: the rules

Illinois, Tennessee and Virginia each license the person who calls the bids. Training, exams, fees, bonds, renewal and the rules for selling real estate at auction, state by state.

19 min read
Auctioneers

Indiana's fund, Louisiana's bond, Wisconsin's register: auctioneer law

How Indiana, Wisconsin and Louisiana license auctioneers: who is exempt, the exam, fees, the recovery fund or bond, renewal, reciprocity and what each law says on real estate.

19 min read
Auctioneers

US auctioneer licences: Texas, Florida and Pennsylvania compared

Texas, Florida and Pennsylvania each license auctioneers under their own statute. Their age, training, exam, fee and consumer protection rules are compared here.

17 min read
Auctioneers

Calling bids in North Carolina, Georgia and Ohio: the licence rules

North Carolina, Georgia and Ohio each license auctioneers their own way. Training, exams, fees, recovery funds, renewal dates and the rules for selling land are set out here.

18 min read
Settlement & closing

Closing day on a US home purchase: papers, wires and what follows

What federal rules and the Consumer Financial Protection Bureau say about closing day in the United States: who attends, what is signed, wire warnings, rescission and servicing notices.

20 min read
Buying

Buying a US condo or HOA home: what lenders check about the project

How Fannie Mae and the FHA judge a condominium project in the United States, from reserves and critical repairs to special assessments, dues and the association's lien.

19 min read
Finance & lending

USA: 2026 conforming loan limits, jumbo loans and cancelling PMI

The 2026 conforming loan limit is US$832,750 for a one-unit home. How the figure is set, when a mortgage becomes a jumbo loan, and the points at which private mortgage insurance ends.

19 min read
Tokenisation

US tax rules when real estate is paid for in digital assets

How the IRS treats digital assets used to buy or sell US real estate: property rules, basis, the Form 1040 question, and the 2026 changes to Forms 1099-S and 1099-DA.

20 min read
AI

US mortgage AI denials: what the adverse action notice must say

When a model declines a home loan in the United States, federal law still asks for specific reasons. The clock, the content, the sample forms and where the CFPB circulars stand.

19 min read
Digital settlement

US electronic recording of deeds: URPERA, ESIGN and county rules

How a deed or mortgage reaches the public record electronically in the United States: the federal ESIGN Act, the state acts built on it, and what a recorder may accept.

19 min read