Money
How a deal is settled and paid, from contract to keys.
Australia: how APRA's debt-to-income limit and buffer cap home loans
Since 1 February 2026 Australian banks may write only 20% of new home loans at six times income or more. How that limit and the 3-point serviceability buffer work.
Australia: how the ATO taxes an agent's commission and work costs
What the Australian Taxation Office says about a real estate salesperson's commission, the deductions an employee can claim, and what changes for super, withholding and GST as a contractor.
Settlement day in Australia: how an electronic settlement runs
What happens on the day an Australian home sale settles on screen: the shared workspace, digital signing, registry checks, funds reserved at the Reserve Bank, lodgment, keys and the notice.
Australia: payment redirection scams in property settlements, explained
How official bodies in Australia describe email payment redirection in property deals, the losses they publish, the checks they list, and what the pages leave unsaid.
Rental scams in Australia: official warnings, figures and checks
How Scamwatch and the consumer regulators of Western Australia and Victoria describe rental scams, the figures they publish, the checks they list and where a loss is reported.
Canberra agency agreements: what ACT rules require on commission
What an agency agreement in the Australian Capital Territory must state about commission, how the 90-day rule limits a fixed term, and when a fee cannot be recovered.
How a Broker's Commission Is Set, Earned and Paid in Dubai
Dubai's rules fix no commission percentage. They say when a broker's fee is earned, who owes it, how several brokers share it and when it is lost. The texts, read closely.
What Dubai's brokers earn: published totals and the sums per broker
Dubai publishes what its brokers earn in total, and the press reports what developers pay on off-plan sales. The figures by period, the arithmetic per broker, and the gaps.
Stalled or cancelled off-plan project in Dubai: what protects buyers
How Dubai's regulator cancels an off-plan project, which tribunal liquidates it, the order in which buyers are refunded, and the official checks that show a project's status.
Dubai Land Department fees for gifts, heirs, mortgages and long leases
What Dubai's 2013 fee schedule charges when property moves without an ordinary sale: gifts, inheritance, mortgages, lease-to-own, usufruct and musataha, with worked examples in AED.
From completion to title deed: finishing an off-plan purchase in Dubai
What happens in Dubai between a project's completion certificate and the buyer's title deed: the register change, the fees, handover and the developer's defects liability.
Dubai property fraud: official checks, Ejari and where to complain
What a press report of a Dubai Police warning says about fake rental adverts, what the Land Department's registers let a tenant or buyer confirm before paying, and which body hears which complaint.
Florida commission law: escrow disputes, referral fees and lien acts
How chapter 475 of the Florida Statutes decides who may be paid a real estate commission, what a broker does with a disputed deposit, and how the commercial lien works.
Land tax at settlement in New South Wales: the section 47 certificate
Why a New South Wales buyer checks a land tax clearance certificate, what a charge on the land means, the 2026 thresholds and rates, and how the home exemption works around a move.
Title fraud in New South Wales: how the Torrens Assurance Fund works
What the State guarantee of title means for a defrauded owner in New South Wales, how a claim on the Torrens Assurance Fund runs, and what replaced the paper title.
New York City's FARE Act: who pays the rental broker, and state rules
Local Law 119 of 2024 bars a landlord's agent from charging the tenant in New York City. What it says, its penalties, and the State rules on fees and shared commissions.
Buying a new home from a developer in Singapore: how payments work
What Singapore's prescribed forms say about paying for a new private home: the booking fee, the option, the stage payments, the stakeholder's 13% and the defects year.
Late completion of a Singapore private home sale: interest and notices
What the Law Society's Conditions of Sale 2020 require in the weeks before completion of a Singapore resale, how costs are split, and what a late completion costs each side.
Singapore agency accounts: where each commission dollar goes
What the published accounts of PropNex and APAC Realty, owner of ERA, show about commission income in Singapore, the share passed to salespersons and what the agency keeps.
Refinancing or repricing a Singapore home loan: lock-in, fees and tests
What Singapore's official pages say about moving a home loan: fixed, SORA and board rates, lock-in penalties, clawbacks, the one-way move from an HDB loan and the income tests.