Settlement & closing
What happens between contract and keys: timelines, adjustments, and who does what on settlement day.
Settlement day in Australia: how an electronic settlement runs
What happens on the day an Australian home sale settles on screen: the shared workspace, digital signing, registry checks, funds reserved at the Reserve Bank, lodgment, keys and the notice.
From completion to title deed: finishing an off-plan purchase in Dubai
What happens in Dubai between a project's completion certificate and the buyer's title deed: the register change, the fees, handover and the developer's defects liability.
Land tax at settlement in New South Wales: the section 47 certificate
Why a New South Wales buyer checks a land tax clearance certificate, what a charge on the land means, the 2026 thresholds and rates, and how the home exemption works around a move.
Buying a new home from a developer in Singapore: how payments work
What Singapore's prescribed forms say about paying for a new private home: the booking fee, the option, the stage payments, the stakeholder's 13% and the defects year.
Late completion of a Singapore private home sale: interest and notices
What the Law Society's Conditions of Sale 2020 require in the weeks before completion of a Singapore resale, how costs are split, and what a late completion costs each side.
South Australia home settlement: conveyancer, duty and transfer fees
How a home sale settles in South Australia: the timetable, the conveyancer's tasks, adjustments, duty through RevenueSA Online, the 2026-27 transfer fee scale and the keys.
Closing day on a US home purchase: papers, wires and what follows
What federal rules and the Consumer Financial Protection Bureau say about closing day in the United States: who attends, what is signed, wire warnings, rescission and servicing notices.
US mortgage escrow accounts: the cushion, shortages and waivers
What a US mortgage escrow account pays, how much Regulation X lets a servicer hold, how shortages and surpluses are settled, and when the account is required or can be dropped.
Western Australia: from offer and acceptance to settlement day
How a home sale runs in Western Australia once an offer is signed: the O & A and its general conditions, the deposit, finance, the settlement agent, transfer duty and settlement day.
Singapore resale private homes: from option to purchase to completion
How a resale private home changes hands in Singapore: what the option to purchase grants, how it is exercised, who holds the deposit and what completion day requires.
Transferring a ready property in Dubai: the steps and the full cost
How a completed home changes hands at the Dubai Land Department: the 4% registration fee, the fixed charges, the documents, the two routes and worked examples of the bill.
NSW and Victoria: cooling-off, deposits and settlement timelines
In New South Wales a sale binds at exchange, in Victoria at signature. How the cooling-off period, the deposit and settlement day work in each state, rule by rule.
CertifID buys Closinglock, joining two US closing-fraud platforms
CertifID announced on 1 October that it has acquired Closinglock. The two Austin firms serve more than 3,000 US title companies. What was announced, and what is still open.
US Loan Estimate and Closing Disclosure: deadlines and cost limits
Federal rules fix when a US mortgage borrower receives the Loan Estimate and the Closing Disclosure, and how far closing costs may rise between the two. The deadlines, explained.