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Digital settlement

New South Wales without paper title deeds: what replaced the certificate

Since 11 October 2021 a certificate of title has no legal effect in New South Wales. What owners and lenders hold instead, how ownership is proved, and what a lost certificate means.

19 min read
Foreign buyers

New South Wales: the yearly taxes on a foreign-owned home in 2026

A foreign owner of a New South Wales home pays a 5% surcharge land tax with no threshold, ordinary land tax above it, and a federal vacancy fee if the home stands empty. The sums in A$.

20 min read
Settlement & closing

Land tax at settlement in New South Wales: the section 47 certificate

Why a New South Wales buyer checks a land tax clearance certificate, what a charge on the land means, the 2026 thresholds and rates, and how the home exemption works around a move.

19 min read
New developments

Buying off the plan in New South Wales: what the law gives a buyer

Off-the-plan contracts in New South Wales: the disclosure statement, ten business days to cool off, deposits in trust, the 2% compensation cap, sunset clauses and the building bond.

19 min read
Proptech

New South Wales property data tools: what each official one shows

Land values, published sales, title searches and planning maps in New South Wales sit in four official systems. Who runs each one, what it shows, what it costs and where it stops.

20 min read
AI

New South Wales rental ads and renter data: the 2026 Act explained

New South Wales has an Act on what agents may collect from rental applicants and on labelling altered or generated photos in adverts. What it says, and why most of it is not yet in force.

20 min read
Rentals

Renting in New South Wales: rent rises, lease endings and pets

New South Wales now limits rent rises to one a year, makes landlords give a reason to end a lease and puts a 21-day clock on pet requests. What the state's own pages say.

19 min read
Proptech

New South Wales Strata Hub: what schemes report, fees and penalties

How the New South Wales Strata Hub works: the twenty items a strata scheme reports each year, the three-month deadline, the A$3 per lot fee, who sees what, and the fines.

20 min read
Fraud prevention

Title fraud in New South Wales: how the Torrens Assurance Fund works

What the State guarantee of title means for a defrauded owner in New South Wales, how a claim on the Torrens Assurance Fund runs, and what replaced the paper title.

19 min read
Commissions

New York City's FARE Act: who pays the rental broker, and state rules

Local Law 119 of 2024 bars a landlord's agent from charging the tenant in New York City. What it says, its penalties, and the State rules on fees and shared commissions.

19 min read
Contracts & disclosure

New York's property condition disclosure statement: a seller's guide

New York sellers of one to four family homes owe buyers a 56-question condition statement before contract. What it asks, who is exempt and what liability follows.

18 min read
Agents

New York real estate salesperson licence: course, exam, fees, renewal

How New York licenses a real estate salesperson: the 77-hour course, the US$15 state exam, the US$65 application, the two-year term, 22.5 hours of continuing education and the broker step.

19 min read
Auctioneers

Who may conduct a property auction in Singapore, and under what rules

Singapore licensed its auctioneers from 1906 until 1 August 2000. What replaced the licence, where the Estate Agents Act stops, and what a seller or bidder can still check.

19 min read
Buying

After the BTO ballot in Singapore: booking, fees and key collection

What follows a successful HDB ballot in Singapore: the queue position, the booking appointment, the Agreement for Lease, stamp and legal fees, key collection and cancellation.

19 min read
Conveyancers & escrow

Caveats and title searches in a Singapore property purchase

What a caveat does in a Singapore property deal, what the Singapore Land Authority charges to lodge, extend, withdraw or search one, and when a caveat is wrongful.

19 min read
Regulation

Complaining about a property agent in Singapore: what CEA does next

How Singapore's Council for Estate Agencies handles a complaint: lodging it, the investigation, censure, the Disciplinary Committee, appeals, and the scheme for money disputes.

18 min read
Conveyancers & escrow

What a conveyancing lawyer does and charges in a Singapore home purchase

How legal work on a Singapore home purchase is priced: HDB's published scale, private fees with no scale since 2003, fee versus disbursement, and how a bill is disputed.

19 min read
First home buyers

Using CPF savings for a first home in Singapore: limits and HPS

What CPF Ordinary Account savings may pay for when buying a first home in Singapore, the two ceilings on their use, the lease-to-95 test and the Home Protection Scheme.

18 min read
Digital settlement

Signing and stamping Singapore property papers: what can go digital

Which matters Singapore's Electronic Transactions Act keeps out, how Sign with Singpass works, the 14-day stamp duty clock, and how law firms lodge land instruments electronically.

19 min read
Agencies

Running a property agency in Singapore: licence, KEO, cover and fees

How a Singapore property agency is licensed: the key executive officer, insurance minimums, fee tiers, the three-year term and the disciplinary penalties a firm can face.

20 min read