Buy & Sell
Buying, selling and investing, step by step.
Selling an HDB flat in Singapore: MOP, quotas and the CPF refund
What a Singapore flat owner has to clear before selling: the minimum occupation period, the ethnic and SPR quotas, the Intent to Sell, and the CPF refund that comes out of the price.
Singapore show flats and Form 3: what a developer must show buyers
Before a developer in Singapore takes a booking fee, the rules set what its show flat, plans, adverts and Form 3 pack must show. A guide to each, and to what stays unconfirmed.
Buying an HDB flat as a single in Singapore: the rules from age 35
Who counts as a single buyer for HDB in Singapore, which new and resale flats are open, the income ceilings and grants as published, priority near parents, and marriage.
Singapore's St Regis Residences owners fund a S$12 million upgrade
EdgeProp reports that the owners of a 173-unit Tanglin Road condominium backed a S$12 million refit of their common areas with 95% support. How it was done.
South Australia first home buyers: the A$15,000 grant and duty relief
South Australia pays first home buyers a grant of up to A$15,000 and waives stamp duty, but only on new homes. What RevenueSA and the Act say on who qualifies, when and how.
Buying a home by private treaty in South Australia: Form 1 to duty
How a private treaty purchase works in South Australia: the Form 1, the two clear business days of cooling-off, the A$100 deposit limit, inspections, price ranges and stamp duty.
South Australia's short-stay register: consultation closes 30 October
South Australia is asking owners, councils and booking platforms how a register of short-stay homes should work. Submissions close at 5pm on Friday 30 October 2026.
Texas seller's disclosure notice: who gives it, when and what it asks
Section 5.008 of the Texas Property Code makes most home sellers hand over a written notice of the property's condition. Who is covered, what the form asks and what a late notice costs.
Buying a US condo or HOA home: what lenders check about the project
How Fannie Mae and the FHA judge a condominium project in the United States, from reserves and critical repairs to special assessments, dues and the association's lien.
US first-time buyers: IRA withdrawals, 401(k) loans and the MCC
How federal rules treat retirement money used for a first home in the United States, how the Mortgage Credit Certificate works on Form 8396, and what a buyer can deduct at purchase.
US flood zones and the lender's flood insurance rule for home buyers
How flood zones are drawn in the United States, when a federally regulated lender must require flood insurance, and what the national programme covers, with its limits and waiting period.
USA: home inspection or appraisal, and who gets the appraisal report
A home inspection and an appraisal answer different questions for a US buyer. Who orders each, what FHA and VA say about theirs, the right to a copy, and radon testing.
US mortgage preapproval, rate locks and points before an offer
What a US preapproval letter is and is not, how credit checks are counted while a buyer compares lenders, when an application legally exists, and how rate locks and points work.
How US rental income is taxed: Schedule E, depreciation and losses
A federal guide to tax on a rented home in the United States: what counts as rent, what comes off it, 27.5-year depreciation, the US$25,000 loss allowance and the sale.
USA: how much a seller can pay towards a buyer's costs, by loan type
Fannie Mae caps seller-paid financing costs at 2 to 9 per cent, the VA limits concessions to 4 per cent and USDA sets 6 per cent. What counts, and what happens to the excess.
Selling a US home without a listing agent: figures and federal rules
What the Realtors' survey says about owner-led sales in the United States, why its price gap needs care, and which federal duties stay with a seller who has no agent.
Selling an inherited home in the USA: basis, gain and tax forms
How US federal tax treats the sale of an inherited home: the basis set at death, the long-term holding rule, the gain or loss, Form 1099-S, Form 8949 and the executor's part.
Short sale or deed in lieu in the USA: servicer rules and the tax
How a US homeowner who owes more than the home is worth sells or hands it back: what the servicer must do under Regulation X, and how the IRS treats the cancelled debt.
US state housing agency loans: California, Texas and Florida compared
How state housing finance agencies help first-time buyers in California, Texas and Florida: who qualifies, what form the money takes, and when it must be repaid.
US Treasury sends first investor home-purchase ban rule for review
The Treasury's first proposed rule on the federal ban on large-investor home purchases reached White House review on 2 October. Law firms put the ban's start at 7 January 2027.